Buying a House 101
Meet With One of Our Professional Agents
We will discuss your goals, your criteria and the process. We prepare you for the buying process so that you will have an advantage when you find a home and make an offer. As a buyer, the commissions for your representation are paid by the seller. It literally costs you nothing to work with us.
Get Pre-Approved for Financing
Knowing what you can afford and what program you will be using is an important factor for your home search. And, most sellers won’t even look at an offer without a pre-approval letter.
Go House Hunting
Let the fun begin! Through the search we set up for you, you will choose homes to see. We will set showings so you can see the home in person.
We will set you up with a search through the MLS (Multiple Listing Service) so you will have immediate access to the new listings as they hit the market…just like we do as realtors!
Make an Offer on a House
Once you find your perfect home, we will discuss the area sales, determine the price and terms you want to present and then prepare the offer.
Negotiation & Contract
We will negotiate on your behalf based on your end goals. Once we are able to come to terms with the Seller, you will be in contract!!
The contract will have specific timelines that we will need to follow including; inspections, financing, closing and possession. We will prepare a timeline and help keep you on track so that we don’t miss the deadlines.
Inspections & Appraisal
After you’re in contract we move into the inspection and appraisal phase. As your agent, we will help guide you through these processes.
Preparing for Closing
You’ll work with your lender on finalizing your loan details and providing any necessary documents and we will be working with the title company who will provide the Title Insurance and close your loan.
Final Details & Closing
As the closing date nears we will set up a final walk through, collect any receipts for repair items, set up your closing, provide you with a list of utility providers, make sure your warranties are in place and review the final settlement statement
When the BIG day arrives we will be right there with you! A title agent will go over the documents you’ll be signing. They also take care of the transfer of funds and ownership.
CONGRATULATIONS! You’re a home owner!
Ready to get started?
We’d love to hear from you! Contact us below to get the process started.